Shopping

Buy now
Pay over time

Split any purchase into 4 interest-free payments.
No credit impact. Instant approval. Shop anywhere.

Trusted by 2 Million Shoppers

Shop smarter, pay later

0% APR
Interest-Free

Pay $0 in interest when you pay on time

4 Pays
Easy Installments

Split any purchase into 4 equal payments

$0
Hidden Fees

No fees, no surprises, completely transparent

Super Simple

How Split Purchase works

Shop and pay in 3 easy steps

1. Shop Anywhere

Any store

Shop online or in-store at any merchant. No restrictions. Use Split Purchase for any purchase amount.

2. Choose Split at Checkout

Instant

Select MidPay Split at checkout. Get instant approval. See your 4 payment schedule immediately.

Payment Example

See how it breaks down

Here's how a $400 purchase would be split into 4 easy payments

Payment 1
$100
Due today

At checkout

Payment 2
$100
In 2 weeks

Auto-charged

Payment 3
$100
In 4 weeks

Auto-charged

Payment 4
$100
In 6 weeks

Final payment

Total Interest Paid
$0
Why Split Purchase

The smart way to pay

All the benefits, none of the drawbacks

No Credit Impact

Soft credit check only. Won't affect your credit score. No hard inquiry on your credit report.

Zero Interest

Pay $0 in interest when you pay on time. No APR. No compounding. Just 4 equal payments.

No Hidden Fees

Completely transparent pricing. No setup fees. No monthly fees. No prepayment penalties.

Instant Approval

Get approved in seconds. See your spending limit immediately. Start shopping right away.

Popular Uses

Split any purchase

πŸ›‹οΈ
Furniture & Home
Sofas, mattresses, appliances, home dΓ©cor, and more
πŸ’»
Electronics & Tech
Laptops, phones, tablets, gaming consoles, TVs
πŸ‘—
Fashion & Beauty
Clothing, shoes, accessories, cosmetics, jewelry
πŸ‹οΈ
Fitness & Sports
Gym equipment, bikes, outdoor gear, athletic wear
✈️
Travel & Experiences
Flights, hotels, vacation packages, events, concerts
πŸ•
Pet Care
Veterinary bills, pet supplies, grooming, training

Start splitting your purchases today

Join 2 million shoppers using MidPay Split to buy now and pay later